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Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time.
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If you’re wondering which traditional bank is best for personal loans, Wells Fargo could be a good choice. They advertise APRs of 7.24% to 20.24% with automatic payments linked to a Wells Fargo account, and loans from $3,000 to $100,000.
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Personal loans tend to have stricter credit requirements than home equity loans – a poor credit score can affect your rate, loan amount or even your approval. Typically, to get the best rate on a personal loan, you need a credit score in the 700s.
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