Many look to their mortgage or home equity for a solution, and they begin to consider either changing their existing mortgage or finding a home equity loan. Age is not necessarily a deciding factor, but many seniors may assume that it will be a problem.

How often can you refinance a mortgage? Fortunately for you, there are no laws when it comes to how often you can refinance a mortgage. "We’ve had [customers] where they just completed their loan the previous month, and they come in to refinance with us," said Joe Zeibert, senior director of product pricing and credit at Ally Bank.

There are many reasons to refinance your mortgage, some obvious and. allows homeowners to reduce their interest rate so they can enjoy a lower monthly payment.. you can refinance your mortgage into a conventional loan instead, expenditures or investments the homeowner may be looking at.

Record-low interest rates have many homeowners considering refinancing their mortgages, but experts warn there is more to the decision than just low rates. Should You Refinance? When it Makes.

Did they miss their chance? Strent: Ok, so . . . Q: You may have already answered this question in your first response. Strent: I did. I don’t think you missed your chance to refinance. If you’ve been.

467 Riviera Dr, Union City, CA 94587 | MLS #40859792 | Zillow 467 Riviera Dr , Union City, CA 94587-3723 is a vacant lot listed for-sale at $599,988. The acres ( sq. ft.) lot listed for sale on. View more property details, sales history and Zestimate data on Zillow. MLS # 40859792.US long-term mortgage rates fall; 30-year average at 3.82% 6619 Hook Ct, Spotsylvania, VA 22551 | Zillow 540-854-0000 P**** L O***** 6598 louisianna Rd, Locust Grove, VA 22508.. Zoar Road, Locust Grove, VA 22508; 540-854-0074 N**** G***** 10213 Hook Road, 540-854-0107 V* E**** 8148 granite springs Road, Spotsylvania, VA 22551. 540-854-0384 L*** C***** 4052 mountain view ct, Locust Grove, VA 22508.Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage dipped to 3.82 percent from 3.99 percent last week. By contrast, a year ago the benchmark rate stood at 4.54 percent. The average rate for 15-year, fixed-rate home loans declined this week to.

But homeowners who are simply afraid of the bad reputation of an adjustable-rate mortgage, or ARM, should carefully look at their ARM terms before making a move to refinance.

With mortgage rates at the lowest levels in more than a year and a half, more existing homeowners are looking to cut their existing mortgage payments, and for many it might be time. The Mortgage Bankers Association reports applications to refinance a mortgag.

Because I have several properties (primary, rental, vacation/rental, vacation), people ask me all the time how often they should refinance their mortgage. My answer is always, “As many times as it takes to save you money!” I’ve refinanced my primary mortgage four times in seven years and I.

 · Homeowners throughout the country are looking to refinance their mortgages thanks to lower borrowing costs, contributing to a sharp government bond rally. Mortgage Refinancing | Mortgage Bankers.