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Use your spare change to help pay your debt off faster. a year to get a larger amount to deposit at a time. Having spare change handy in your vehicle is ideal for feeding parking meters or paying.

10. Be vocal about your plans. Now that you have a strategy for getting out of debt, don’t keep it secret. Talk to your partner, spouse, trusted friends and family. Otherwise, you’ll have a harder time reaching your goals. Then, when you turn down invitations to go to the movies or an expensive dinner, they will understand why. Being up-front can also help your kids understand the effect of debt. You’ll need moral support as you fight that spending urge.

If you blow off the tip to save money when dining out, karma is cooking up a special dish just for you. 10 Ways to Reduce Expenses so You can Pay Down Debt If you dig a little deeper into your fixed expenses, you may find they’re not so fixed after all.

Refinance Student Loans Lower your interest rates to save money and get out of student debt faster. refinance mortgage refinance your mortgage to lock in a fixed rate and save thousands. credit builder loans Achieve a better credit score while you build wealth with strategic investments.

I first compiled this huge list of easy ways to save money when we were in the midst of our journey to get out of debt fast. We were living on one low income at the time, and I needed to figure out how to save money fast. At first, I didn’t feel there was anywhere else I could possibly squeeze our budget.

Another way to get out of debt faster is to save money on interest. For credit cards, call your company and try to negotiate a lower interest rate. It helps if you’re a long-time customer with a history of timely payments.

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Earn credit to pay off debt with Gradible. If you have student loan debt, then this tool is for you. Gradible is a web platform that helps you pay off your student loans through earning "LoanCreds" by performing various tasks. LoanCreds are Gradible’s form of currency and go directly towards your student loans.